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Disaster Assistance (Essential Working Capital) Loans are available to assist primary producers, small businesses and non-profit organisations with essential working capital for expenses.

A man wearing gum boots and trousers walks through shallow flood water

Loan features

Loan amount Maximum of $100,000
Loan term Up to 10 years
Repayments If needed, up to two years interest only may be available
Security A loan under the scheme must be secured by a mortgage of land and other assets satisfactory to QRIDA.
Fees No establishment fees, no account maintenance fees and no fees for early payout.
Interest rate 1.37%

What assistance is available? 

Concessional loans are provided to assist you with essential working capital for expenses such as: 

  • paying salaries or wages 
  • paying creditors 
  • paying rent or rates 
  • buying goods, including for example, fuel essential to carry on the primary production enterprise 
  • buying fodder or water for livestock or produce 
  • transporting livestock or produce.

Apply now

Find the information and application form to apply here. If you need assistance completing your application please contact QRIDA.

Defined disaster area

To be eligible for assistance your property must be located in one of the defined disaster areas.

Eligible disaster event Defined disaster area Application closing date
Severe Tropical Cyclone Trevor and Associated Low Pressure System 19-27 March 2019 
  • Blackall-Tambo Regional Council 
  • Boulia Shire Council 
  • Cook Shire Council 
  • Diamantina Shire Council 
  • Longreach Regional Council 
30 June 2022 
North and Far North Queensland Monsoon Trough 25 January - 14 February 2019 
  • Burdekin Shire Council 
  • Burke Shire Council 
  • Carpentaria Shire Council 
  • Charters Towers Regional Council 
  • Cloncurry Shire Council 
  • Croydon Shire Council 
  • Douglas Shire Council 
  • Etheridge Shire Council 
  • Flinders Shire Council 
  • Hinchinbrook Shire Council 
  • McKinlay Shire Council 
  • Richmond Shire Council 
  • Townsville City Council 
  • Whitsunday Regional Council 
  • Winton Shire Council 
30 June 2021 
Central Queensland Bushfires, 30 November - 6 December 2018
  • Gladstone Regional Council 
  • Mackay Regional Council 
  • Rockhampton Regional Council 
30 June 2021 

 

Frequently asked questions

View all FAQs

Get in touch

Have a question, need some help or would like more information? We're here to help you.

QRIDA administers financial assistance to disaster affected primary producers, businesses and non-profit organisations under the joint Commonwealth / Queensland Government funded Disaster Recovery Funding Arrangements 2018. 

News, stories & events

Loan features 

Loan amount Maximum of $100,000
Loan term Up to 10 years
Repayments If needed, up to two years interest only may be available.
Security A loan under the scheme must be secured by a mortgage of land and other assets satisfactory to QRIDA.
Fees No establishment fees, no account maintenance fees and no fees for early payout.
Interest rate 1.37%

 

What assistance is available? 

Concessional loans are provided to assist you with essential working capital for expenses such as: 

  • paying salaries or wages 
  • paying creditors 
  • paying rent or rates 
  • buying goods, including for example, fuel essential to carry-on the small business.

Apply now

Find the information and application form to apply here. If you need assistance completing your application please contact QRIDA.

Defined disaster areas

To be eligible for assistance your property must be located in one of the defined disaster areas.

Eligible disaster event Defined disaster area Application closing date
Severe Tropical Cyclone Trevor and Associated Low Pressure System, 19 - 27 March 2019 
  • Cook Shire Council 
30 June 2022 
North and Far North Queensland Monsoon Trough 25 January - 14 February 2019 
  • Burdekin Shire Council 
  • Burke Shire Council 
  • Carpentaria Shire Council 
  • Charters Towers Regional Council 
  • Cloncurry Shire Council 
  • Croydon Shire Council 
  • Douglas Shire Council 
  • Etheridge Shire Council 
  • Flinders Shire Council 
  • Hinchinbrook Shire Council 
  • McKinlay Shire Council 
  • Richmond Shire Council 
  • Townsville City Council 
  • Winton Shire Council 
30 June 2021 
Central Queensland Bushfires, 22 November – 6 December 2018
  • Gladstone Regional Council
  • Mackay Regional Council
  • Rockhampton Regional Council
30 June 2021

 

Frequently asked questions

View all FAQs

Get in touch

Have a question, need some help or would like more information? We're here to help you.

QRIDA administers financial assistance to disaster affected primary producers, businesses and non-profit organisations under the joint Commonwealth / Queensland Government funded Disaster Recovery Funding Arrangements 2018.

News, stories & events

Loan features

Loan amount Maximum of $100,000
Loan term Up to 10 years
Repayments If needed, up to two years interest only may be available.
Security A loan under the scheme must be secured by a mortgage of land and other assets satisfactory to QRIDA.
Fees No establishment fees, no account maintenance fees and no fees for early payout.
Interest rate 1.37%

What assistance is available? 

Concessional loans are provided to assist you with essential working capital for expenses such as: 

  • paying salaries or wages 
  • paying creditors 
  • paying rent or rates 
  • buying goods, including for example, fuel essential to carry on the non-profit activities.

Apply now

Find the information and application form to apply here. If you need assistance completing your application please contact QRIDA.

Defined disaster areas 

To be eligible for assistance your property must be located in one of the defined disaster areas.

Eligible disaster Defined disaster area Application closing date
North and Far North Queensland Monsoon Trough 25 January - 14 February 2019 
  • Burdekin Shire Council 
  • Cloncurry Shire Council 
  • Douglas Shire Council 
  • Flinders Shire Council 
  • Hinchinbrook Shire Council 
  • McKinlay Shire Council 
  • Richmond Shire Council 
  • Townsville City Council 
  • Winton Shire Council 
30 June 2021 

Frequently asked questions

View all FAQs

Get in touch

Have a question, need some help or would like more information? We're here to help you.

QRIDA administers financial assistance to disaster affected primary producers, businesses and non-profit organisations under the joint Commonwealth / Queensland Government funded Disaster Recovery Funding Arrangements 2018. 

News, events & stories