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Disaster Assistance (Essential Working Capital) Loans are available to assist primary producers, small businesses and non-profit organisations with essential working capital for expenses.

A man wearing gum boots and trousers walks through shallow flood water

Loan features

Loan amount

Maximum of $100,000

Loan term

Up to 10 years

Repayments

If needed, up to two years interest only may be available

Security

A loan under the scheme must be secured by a mortgage of land and other assets satisfactory to QRIDA.

Fees

No establishment fees, no account maintenance fees and no fees for early payout.

What assistance is available? 

Concessional loans are provided to assist you with essential working capital for expenses such as: 

  • paying salaries or wages 
  • paying creditors 
  • paying rent or rates 
  • buying goods, including for example, fuel essential to carry on the primary production enterprise 
  • buying fodder or water for livestock or produce 
  • transporting livestock or produce.

Defined disaster area

The Minister for Fire and Emergency Services has activated disaster assistance for primary producers for the following events:

Ex-Tropical Cyclone Seth, 7 – 10 January 2022

To be eligible for assistance your property must be located in one of the defined disaster areas:

  • Bundaberg Regional Council
  • Fraser Coast Regional Council
  • Gympie Regional Council
  • North Burnett Regional Council
  • South Burnett Regional Council

Applications close 31 December 2023.

Central, Southern and Western Queensland Rainfall and Flooding, 10 November – 3 December 2021

To be eligible for assistance your property must be located in one of the defined disaster areas:

  • Banana Shire Council
  • Bundaberg Regional Council
  • Goondiwindi Regional Council
  • Lockyer Valley Regional Council
  • Scenic Rim Regional Council
  • South Burnett Regional Council
  • Southern Downs Regional Council
  • Toowoomba Regional Council
  • Western Downs Regional Council

Applications close 31 December 2023.

Southern Queensland Severe Weather, 20 - 31 March 2021

To be eligible for assistance your property must be located in one of the defined disaster areas:

  • Goondiwindi Regional Council
  • Southern Downs Regional Council

Application close 31 December 2022.

Tropical Cyclone Niran and Associated Low Pressure System, 25 February - 3 March 2021

To be eligible for assistance your property must be located in one of the defined disaster areas:

  • Cairns Regional Council
  • Cassowary Coast Regional Council
  • Hinchinbrook Regional Council
  • Mareeba Shire Council
  • Tablelands Regional Council

Application close 31 December 2022.

Apply now

Find the information and application form to apply here. If you need assistance completing your application please contact QRIDA.

QRIDA administers financial assistance to disaster affected primary producers, businesses and non-profit organisations under the joint Commonwealth / Queensland Government funded Disaster Recovery Funding Arrangements 2018.

Frequently asked questions

View all FAQs

Get in touch

Have a question, need some help or would like more information? We're here to help you.

News, events and stories

Loan features 

Loan amount

Maximum of $100,000

Loan term

Up to 10 years

Repayments

If needed, up to two years interest only may be available.

Security

A loan under the scheme must be secured by a mortgage of land and other assets satisfactory to QRIDA.

Fees

No establishment fees, no account maintenance fees and no fees for early payout.

What assistance is available? 

Concessional loans are provided to assist you with essential working capital for expenses such as: 

  • paying salaries or wages 
  • paying creditors 
  • paying rent or rates 
  • buying goods, including for example, fuel essential to carry-on the small business.

Defined disaster areas

The Minister for Fire and Emergency Services has activated disaster assistance for:

Ex-Tropical Cyclone Seth, 7 – 10 January 2022

To be eligible for assistance your property must be located in one of the defined disaster areas:

  • Bundaberg Regional Council
  • Fraser Coast Regional Council
  • Gympie Regional Council
  • North Burnett Regional Council
  • South Burnett Regional Council

Applications close 31 December 2023.

Central, Southern and Western Queensland Rainfall and Flooding, 10 November – 3 December 2021

To be eligible for assistance your property must be located in the following defined disaster area:

  • Goondiwindi Regional Council

Applications close 31 December 2023.

Apply now

Find the information and application form to apply here. If you need assistance completing your application please contact QRIDA.

QRIDA administers financial assistance to disaster affected primary producers, businesses and non-profit organisations under the joint Commonwealth / Queensland Government funded Disaster Recovery Funding Arrangements 2018.

Frequently asked questions

View all FAQs

Get in touch

Have a question, need some help or would like more information? We're here to help you.

Last updated
11 January 2022