A Sustainability Loan can help you secure the future sustainability of your existing Queensland based primary production business.
Sustainability Loan

Key program information
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$120m FY 2021-22
Total Sustainability and First Start Loan funding
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Up to 20
Year loan terms
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Up to $1.3m
Loan amount available
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Interest rate
Low, fixed rates for 1, 3 or 5 years
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No fees
No charges or fees on loan
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1 July 2022
New round of funding available opens
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Program funding
Total funding available$120,000,000Total funding approved$84,496,980.06as at 15 May 2022
Sustainability Loans for primary producers
Sustainability Loans can help you to invest in the latest infrastructure to create a viable future for your farming business including activities that improve farming system sustainability, natural resource sustainability and financial sustainability.
What can I use the loan for?
You can use a Sustainability Loan to:
- upgrade, expand or diversify your current operation to improve productivity and long-term profitability, create jobs and boost private sector investment
- undertake drought preparedness activities and invest in infrastructure that improves drought and disaster preparedness
- improve irrigation and establish additional water points to improve efficiency
- purchase capital equipment to meet environmental and climatic challenges, including predator fencing and renewable energy, measures to improve outcomes for the Great Barrier Reef and measures which could reduce net carbon emissions
- invest in biosecurity measures
- implement value adding or supply chain initiatives.
Interest rates
View the current interest rates here.
Loan assessment and security
QRIDA will assess applications for the 2021-22 round of funding in the date order they are received complete up to 30 June 2022 or until available scheme funding is fully committed.
Security must be provided commensurate with the amount of the loan. For most loans a mortgage over land provides adequate loan security. In some instances, loan security may also include other business assets such as water and livestock.
QRIDA may consider joint lending options with your bank or other commercial lenders.
When assessing your loan application, we always discuss this with you and your commercial lender.
Next steps
Speak to your Regional Area Manager or check your eligibility by reading the guidelines (PDF, 259KB).
Apply now
Find your application form and relevant documents here.
Please do not mail original documents as we are unable to return them.
Get in touch
Have a question, need some help or would like more information? We're here to help you.
News, events & stories
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Boosting efficiency and financial viability with a QRIDA Sustainability Loan: How the Clearys built their bull enterprise
What began as a way to help out Nikki Cleary's parents' business, Valera Vale Droughtmasters, has quickly become a well… -
Read QRIDA's Autumn 2022 Prime Focus
Read about the new low interest drought loans that are available for Queensland primary producers as well as how the disaster… -
Disaster recovery grant helps Gympie car wash business get back on the road
What he didn’t expect was how high the flood was going to peak. “Scubas Car Wash was completely submerged by flood waters,…
Sustainability Loans for commercial fishers
Sustainability Loans provide you with concessional finance up to $1.3 million to help secure the future sustainability of your existing Queensland based commercial wild-catch fishing business.
What can I use the loan for?
You can use a Sustainability Loans to:
- install catch and other equipment to improve environmental outcomes, help improve the Great Barrier Reef and Reef and reduce net carbon emissions
- invest in equipment and measures to better prepare for disaster and support biosecurity efforts
- upgrade, replace or modify equipment, engines or machinery
- implement supply chain initiatives including investing in cold storage facilities or processing facilities
- purchase a new vessel or support employment growth and private sector investment
- purchase additional fishing licences and effort units.
Interest rates
View the current interest rates here.
Loan assessment and security
QRIDA will assess applications for the 2021-22 round in the date order they are received complete up to 30 June 2022 or until available scheme funding is fully committed.
Security must be provided commensurate with the amount of the loan.
Next steps
Speak to your Regional Area Manager or check your eligibility by reading the guidelines (PDF, 267KB).
Apply now
Find your application form and relevant documents here.
Please do not mail original documents as we are unable to return them.
Get in touch
Have a question, need some help or would like more information? We're here to help you.
News, events & stories
-
Boosting efficiency and financial viability with a QRIDA Sustainability Loan: How the Clearys built their bull enterprise
What began as a way to help out Nikki Cleary's parents' business, Valera Vale Droughtmasters, has quickly become a well… -
Read QRIDA's Autumn 2022 Prime Focus
Read about the new low interest drought loans that are available for Queensland primary producers as well as how the disaster… -
Disaster recovery grant helps Gympie car wash business get back on the road
What he didn’t expect was how high the flood was going to peak. “Scubas Car Wash was completely submerged by flood waters,…