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A Sustainability Loan can help you secure the future sustainability of your existing Queensland based primary production business.

Producer picking tomatoes

Key program information

    • $120m FY 2021-22

      Total Sustainability and First Start Loan funding

    • Up to 20

      Year loan terms

    • Up to $1.3m

      Loan amount available

    • Interest rate

      Low, fixed rates for 1, 3 or 5 years

    • No fees

      No charges or fees on loan

    • 1 July 2022

      New round of funding available opens

  • Program funding

    Total funding available
    $120,000,000
    Total funding approved
    $1,941,000
    as at 01 July 2021

Sustainability Loans for primary producers

Sustainability Loans can help you to invest in the latest infrastructure to create a viable future for your farming business including activities that improve farming system sustainability, natural resource sustainability and financial sustainability.

What can I use the loan for?  

You can use a Sustainability Loan to:

  • upgrade, expand or diversify your current operation to improve productivity and long-term profitability, create jobs and boost private sector investment
  • undertake drought preparedness activities and invest in infrastructure that improves drought and disaster preparedness
  • improve irrigation and establish additional water points to improve efficiency
  • purchase capital equipment to meet environmental and climatic challenges, including predator fencing and renewable energy, measures to improve outcomes for the Great Barrier Reef and measures which could reduce net carbon emissions
  • invest in biosecurity measures
  • implement value adding or supply chain initiatives.

Interest rates

View the current interest rates here.

Loan assessment and security  

QRIDA will assess applications for the 2021-22 round of funding in the date order they are received complete up to 30 June 2022 or until available scheme funding is fully committed.

Security must be provided commensurate with the amount of the loan. For most loans a mortgage over land provides adequate loan security. In some instances, loan security may also include other business assets such as water and livestock.

QRIDA may consider joint lending options with your bank or other commercial lenders.

When assessing your loan application, we always discuss this with you and your commercial lender.

Next steps

Speak to your Regional Area Manager or check your eligibility by reading the guidelines (PDF, 259KB).

Get in touch

Have a question, need some help or would like more information? We're here to help you.

News, events & stories

Sustainability Loans for commercial fishers

Sustainability Loans provide you with concessional finance up to $1.3 million to help secure the future sustainability of your existing Queensland based commercial wild-catch fishing business.

What can I use the loan for?  

You can use a Sustainability Loans to:

  • install catch and other equipment to improve environmental outcomes, help improve the Great Barrier Reef and Reef and reduce net carbon emissions
  • invest in equipment and measures to better prepare for disaster and support biosecurity efforts
  • upgrade, replace or modify equipment, engines or machinery
  • implement supply chain initiatives including investing in cold storage facilities or processing facilities
  • purchase a new vessel or support employment growth and private sector investment
  • purchase additional fishing licences and effort units.

Interest rates

View the current interest rates here.

Loan assessment and security

QRIDA will assess applications for the 2021-22 round in the date order they are received complete up to 30 June 2022 or until available scheme funding is fully committed.

Security must be provided commensurate with the amount of the loan.

Next steps

Speak to your Regional Area Manager or check your eligibility by reading the guidelines (PDF, 267KB).

Get in touch

Have a question, need some help or would like more information? We're here to help you.

News, events & stories

Last updated
06 July 2021