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Sustainability Loan

A Sustainability Loan can help you secure the future sustainability of your existing Queensland based primary production business.

Producer picking tomatoes

Key program information

    • $100m FY 2020-21

      Total Sustainability and First Start Loan funding

    • Up to 20

      Year loan terms

    • Up to $1.3m

      Loan amount available

    • Interest rate

      Low, fixed rates for 1, 3 or 5 years

    • No fees

      No charges or fees on loan

    • 1 July 2021

      New round of funding available opens

  • Program funding

    Total funding available
    $100,000,000
    Total funding approved
    $98,324,029.96
    as at 01 June 2021

Sustainability Loans for primary producers

Sustainability Loans can help you to invest in the latest infrastructure to create a viable future for your farming business including activities that improve farming system sustainability, natural resource sustainability and financial sustainability.

What can I use the loan for?  

Sustainability Loans aim to help secure the future sustainability of your primary production business by providing concessional finance towards projects which enhance your:

  • natural resource sustainability - by minimising adverse impacts of farming activities on your property and on the environment
  • farming system sustainability - by adopting systems and practices to mitigate the effects of climate, drought, biosecurity and market risks
  • financial sustainability - by increasing productivity and long-term viability of your primary production business.

Interest rates

View the current interest rates here.

Loan assessment and security  

QRIDA will assess applications for the 2020-21 round of funding in the date order they are received complete up to 30 June 2021 or until available scheme funding is fully committed.

Security must be provided commensurate with the amount of the loan. For most loans a mortgage over land provides adequate loan security. In some instances, loan security may also include other business assets such as water and livestock.

QRIDA may consider joint lending options with your bank or other commercial lenders.

When assessing your loan application, we always discuss this with you and your commercial lender.

Next steps

Speak to your Regional Area Manager or check your eligibility by reading the guidelines (PDF, 259KB).

"Without getting a Sustainability Loan from QRIDA it would have been harder to kick off. I wouldn’t have been able to live here and if you’re not on the property full-time it’s harder to manage."
Evan Collins
"All of our water infrastructure and land development has been done through QRIDA’s Sustainability Loan."
Matt and Kristie Lisle
“We started with a small patch of cucumbers on Sven’s parents’ farm and we’ve never looked back.”
Kerry Boswell
“Our advice to other producers is, try QRIDA. They have been good to us and helped us a lot. We’ve had good experiences with QRIDA so I would tell anyone to go for it.”
Jason Smith
"QRIDA are offering really favourable terms; it’s a very affordable interest rate and you are dealing with people who understand the nature of the industry."
Mark Tully
"They made us sit down and look at our business and create a strong plan moving forward. QRIDA made us really look at what we were doing, where we are going and potentially what we could do."
Troy Muller

Apply now

Get in touch

Have a question, need some help or would like more information? We're here to help you.

News, events & stories

Related information

Sustainability Loans for commercial fishers

Sustainability Loans provide you with concessional finance up to $1.3 million to help secure the future sustainability of your existing Queensland based commercial wild-catch fishing business.

What can I use the loan for?  

Sustainability Loans are aimed at helping secure the future sustainability of your commercial wild-catch fishing business by providing concessional finance towards projects which enhance your:

  • natural resource sustainability - by minimising adverse impacts of fishing activities on ecosystems
  • fishing system sustainability - by adopting systems and practices to mitigate the effects of climate, biosecurity and market risks
  • financial sustainability - by increasing productivity and long-term viability of your commercial wild-catch fishing business.

Interest rates

View the current interest rates here.

Loan assessment and security

QRIDA will assess applications for the 2020-21 round in the date order they are received complete up to 30 June 2021 or until available scheme funding is fully committed.

Security must be provided commensurate with the amount of the loan.

Next steps

Speak to your Regional Area Manager or check your eligibility by reading the guidelines (PDF, 267KB).

"Without getting a Sustainability Loan from QRIDA it would have been harder to kick off. I wouldn’t have been able to live here and if you’re not on the property full-time it’s harder to manage."
Evan Collins
"All of our water infrastructure and land development has been done through QRIDA’s Sustainability Loan."
Matt and Kristie Lisle
“We started with a small patch of cucumbers on Sven’s parents’ farm and we’ve never looked back.”
Kerry Boswell
“Our advice to other producers is, try QRIDA. They have been good to us and helped us a lot. We’ve had good experiences with QRIDA so I would tell anyone to go for it.”
Jason Smith
"QRIDA are offering really favourable terms; it’s a very affordable interest rate and you are dealing with people who understand the nature of the industry."
Mark Tully
"They made us sit down and look at our business and create a strong plan moving forward. QRIDA made us really look at what we were doing, where we are going and potentially what we could do."
Troy Muller

Apply now

Find your application form and relevant documents here.

Get in touch

Have a question, need some help or would like more information? We're here to help you.

News, events & stories

Related information
Last updated
01 June 2021