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Frequently asked questions

No, you are unable to claim the same direct damage expenses under both the grant and loan scheme. However, if you are an eligible primary producer and your expenses have exceeded the amount of assistance available under the grants scheme, you can seek loan assistance for the expenses that were not covered by the grant. 

The parties cannot disclose or rely upon anything said or done during a mediation meeting, or documents prepared for the mediation. Refer to section 38 of the Farm Business Debt Mediation Act 2017 (Qld).

If your main source of income is not from primary production, you may still be eligible if:

1. your business would usually meet the income requirements but does not currently due to drought or long lead times to full production, with the expectation to earn majority of income from primary production within three years; and
2. if your off-farm income (per person) is less than $100,000 per year.

Should you seek to apply under this criterion, QRIDA shall& generally require full financial information (financial statements, management records and tax returns) plus a business plan and forecast cashflows to evidence how and when your primary production business shall represent your main source of income.

The guidelines have changed, please get in contact with QRIDA to discuss.

Yes. As part of the service one on-farm visit is mandatory to ensure your commitment to the service provided and to enable the independent consultant to fully understand your business position and financial challenges.

It is subject to certain exemptions provided for in the Act. Confidentiality applies to matters discussed or agreed at mediation meetings including anything done for the purpose of arranging or following up matters discussed or agreed at mediation.

No. However the Farm Debt Restructure Office will undertake a follow up review to understand what options, if any, have been implemented.

Grant funding is not guaranteed at any stage of the application process and QRIDA is only able to approve applications subject to the availability of funds.

A Deed of Priority may be required by your commercial bank to formalise the loan security arrangements between lenders. This request will require QRIDA to undertake an assessment of your business and the security position proposed. To discuss this with QRIDA, please email jobsupportloan@qrida.qld.gov.au and your Portfolio Manager will be in contact to discuss.

No. Loss of income is not eligible under this scheme.  This assistance is available to help with costs of clean-up and reinstatement caused by direct damage from the disaster event. 

However, if your enterprise has not experienced direct damage, but has suffered a significant loss of income as a result of the Queensland Bushfires, September - December 2019, you may be eligible to apply for an Extraordinary Bushfire Assistance Loan of up to $500,000. 

If there are any changes to your circumstances, you must contact QRIDA 1800 623 946 or email contact_us@qrida.qld.gov.au as this may change your eligibility to be an Approved Adviser. 

If you no longer meet the eligibility requirements to be an Approved Adviser, you will be advised in writing if a decision has been made to suspend or cancel your approval. This letter will detail the reasons and justification for this decision. 

Loss of income is not eligible under the Special Disaster Assistance Recovery Grant scheme. If your business has not experienced direct damage, but has suffered a significant loss of income as a result of the disaster event you may be eligible to apply for a Disaster Assistance (Essential Working Capital) Loan.

Loss of income is not eligible under the Extraordinary Disaster Assistance Recovery Grant scheme.

A QRIDA Sustainability Loan may be able to help fund the remainder of your project. These loans offer up to $1.3 million and can help you invest in the latest infrastructure to create a viable future for your farming business including activities that improve farming system sustainability, natural resource sustainability and financial sustainability. Eligibility criteria apply.

Yes, however, you will need to provide satisfactory evidence of damage to your premises evidencing that you are unable to conduct your operations from that site and of costs associated with leasing or renting the temporary premises.

Yes, however, you will need to provide satisfactory evidence of damage to your premises evidencing that you are unable to conduct your operations from that site and of costs associated with leasing or renting the temporary premises.

The SPOT Trace unit is a Category A unit. Category B units are YB3i (RockFLEET), Skywave IDP690, Orbcomm ST6100, CLS Triton ADV.

Questions concerning your personal taxation circumstances should be directed to your taxation advisor or the Australian Taxation Office on 13 72 86.

Farm Business Analysis Assistance includes an assessment of past, present and projected position of the farm business summarised in a report. The report includes analysis and options based on the current and potential future of the business. The service is provided free of charge to the producer.

The terms and conditions of your loan were provided to you with your facility letter (loan agreement) that you signed when you took up the loan. View the general loan conditions.

In addition to a completed application, applicants must provide QRIDA with: 

• Fishing licence authority number(s); 
• Evidence of the purchase of approved vessel tracking unit(s) including: 
  • Tax invoices showing full details of the unit(s) and (if claimed) installation costs; 
  • Evidence of payment for these invoices in the form of a bank statement, bank receipt or official receipt from the supplier; and 
  • Serial number of the vessel tracking unit(s) (the number registered within FishNet SECURE). 

The cost usually includes the mediator’s fees, mediator’s out of pocket expenses such as travel, accommodation, phone and facsimile costs, together with any hire fee for the venue. The fee rate usually charged by the mediator is published on the Register of Mediators.

Each party to a mediation must pay -

• the party’s own costs for the mediation and
• half of the mediator’s fee and costs for the mediation.

Farm Business Analysis Assistance includes an assessment of past, present and projected position of the farm business summarised in a report. The report includes analysis and options based on the current and potential future of the business. The service is provided free of charge to the producer.

• On receipt of a Form 3 Application for Enforcement Action Suspension Certificate (to stop the mortgagee taking enforcement action) from a farmer, QRIDA will issue a Notice S41 Show Cause to Mortgagee. The mortgagee has 20 business days to make written representations to show why an enforcement action suspension certificate should not be issued.
• On receipt of written representations from the mortgagee, QRIDA will provide a copy to the farmer and then decide the application within 20 business days after the end of the show cause period.
• Once QRIDA decides the application, a Notice S43 Decision for Enforcement Action Suspension Certificate will be provided to both parties. The outcome is a decision to either approve or refuse the application for an Enforcement Action Suspension Certificate. No other directions or decisions are provided.
• Dependant on the outcome, either party is entitled to a review (an internal review) of the decision and must apply by completing a Form 7 Request for Internal Review of Original Decision within 20 business days from the day notice was given.
• Per Section 77(2) of the Farm Business Debt Mediation Act 2017 (Qld), the original decision does not take effect until the chief executive decides a review application or the end of the last day to apply for an internal review.
   

• On receipt of a Form 4 Application for Exemption Certificate (exempting the mortgagee from the obligation to offer mediation) from a mortgagee, QRIDA will issue a Notice S50 Show Cause to Farmer. The farmer has 20 business days to make written representations to show why an exemption certificate should not be issued.
• On receipt of written representations from the farmer, QRIDA will provide a copy to the mortgagee and then decide the application within 20 business days after the end of the show cause period.
• Once QRIDA decides the application, a Notice S52 Decision for Exemption Certificate will be provided to both parties. The outcome is a decision to either approve or refuse the application for an exemption certificate. No other directions or decisions are provided.
• Dependant on the outcome, either party is entitled to a review (an internal review) of the decision and must apply by completing a Form 7 Request for Internal Review of Original Decision within 20 business days from the day notice was given.
• Per Section 77(2) of the Farm Business Debt Mediation Act 2017 (Qld), the original decision does not take effect until the chief executive decides a review application or the end of the last day to apply for an internal review.